How do you say ‘fallen off the wagon’? in financial speak?

How do I explain that I CLEARLY need more than 21 days to make something a habit (including writing about the journey in this blog)

Here’s the truth:

I’ve still been great about the grocery shopping…though, I haven’t found nearly as many coupons as I originally did (but it is good to avoid buying foods you don’t need, just because you have a coupon, right?)

Target is still a downfall.  It is my ‘go-to’ for all things…home, accessories, some food, outside stuff, toys, etc.  The challenge I have:  I seem to rationalize that it is TARGET, so therefore, not that expensive.  So, why not? 

I have bought some summer clothes for the kids.  Almost all at the Children’s Place, with a coupon, but still a purchase. (This is where I’m fuzzy….i used the coupon, they needed the clothes, but I still probably got too much, right?)

I have purchased a few things for me….a little in the way of a summer wardrobe.  I’m notorious for purchasing and then returning (often b/c I can’t try stuff on with kids…they aren’t that patient, so it is easier to buy, try on at home and then return as necessary)  Also allows for the guilt factor…I can take things back if I feel bad after the fact.

And then there is the birthday party scenario.  I do buy nice cakes and I do prefer to do ‘theme’ stuff, so I do spend some (probably more than necessary) but I love planning parties.  Also a flaw.

And then…there is the desire to continue to decorate the house….trust me, I don’t shop for decor at all the big name stores..I do try to go cheap and get creative…but it still adds up.  I just need to pace myself.

But, I’m getting antsy.

help.

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